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Learn More about buying XRP in Romania
How to buy Ripple in Romania
Is XRP a good investment in Romania?
One thing you should check to find out if XRP is a good investment is checking its value over the years. In August of 2013, the first year after its release, each XRP was sold at 0.01 USD. Later in December 2017, it reached its highest price of 2.28 USD per unit. It shows the price of XRP rose more than 70,000 percent in only five years. Therefore, it was a great investment for people who bought even the minimum amount of this cryptocurrency. However, XRP had many ups and downs until it reached 0.42 USD in October 2022. Some investors believe that XRP may reach 100 USD per unit in the next 10 years, which is not impossible! The more the banks and financial institutions accept XRP in their transactions, the higher its price will get.
*Remember, the world of cryptocurrencies is so volatile, the price of a coin changes each day. Nothing is 100% guaranteed in this world. However, most of the analysts recommend thinking about a long-term investment while buying XRP. But you should still know that you are stepping into a risky world. As the price history shows, XRP had many ups and downs that shows the volatility of the cryptocurrency world. One day you may win and one incident in the world may affect the price of crypto and make you lose your investment. It is better to define an exit point for yourself. If the price of XRP went lower than that amount, sell your tokens.
What is Ripple ?
XRP – also known as Ripple- is a cryptocurrency built on a global payments network called Ripple. In fact, Ripple is the company that was created as a replacement for SWIFT (a leading money transfer network). It is designed to provide a secure and decentralized communication and payment network for financial institutions around the world. As a company, Ripple is a trusted agent that can facilitate transactions between two parties. It is located in San Francisco, USA, and makes decentralized financial products for banks and financial institutions.
Is Ripple legal to buy in Romania
Yes. According to Law 227/2015, transactions with virtual currencies including cryptocurrencies are legal and regulated by the Financial Supervisory Authority (ASF) and the National Bank of Romania (BNR). It is estimated that more than 423,000 people, or 2.20% of the population of Romania currently trade in the crypto markets.
Is Ripple taxed in Romania
Yes. According to Chapter X, Title IV of the Romanian Tax Code, the National Agency for Fiscal Administration (ANAF) states that revenues from crypto falls under the category of income from alternative sources, and profits, whether that is gains or income, are subject to Income Tax. According to the same tax code, you need to pay 10% Income Tax on both any capital gain or any additional income from your crypto investment activities in Romania, and this is if your total earnings throughout the financial year exceed 600 Lei.
After you've bought Ripple in Romania
You may wonder what happens after buying XRP and how you can use it. XRP is used like any other digital currency. It means, you can use it as an investment or to buy something. You can also exchange XRP with other currencies, the process should be done on the Ripple network. Moreover, Western Union, Travala, and Red Cross are among the most popular businesses that accept XRP. You can also use Ripple (XRP) for products you want to purchase from Microsoft, Amazon and many other major businesses. Therefore, sometimes there is no difference between your money and XRP.
As mentioned, one thing you can do after buying cryptocurrency is holding it as an investment until its price rises and selling it to profit. But you should know, that’s not the only benefit you can get from buying XRP. You can use this coin to trade with other currencies, such as USD or EUR, or spend it like money to buy an online product. You should also know that like other cryptocurrencies, XRP or Ripple can be stored in a wallet. XRP ledger is one of the safest wallets for you to store this coin.
Who can buy Ripple in Romania
Anyone can use fiat currency deposits to purchase cryptocurrencies in Romania with the help of exchanges. Additionally, our exchange provides secure and fast transactions in Romania through different means such as Apple pay, Google pay, Credit Card, Debit Card, Bank Transfer and PayPal without charging any transaction fees.
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Payment methods to buy Ripple in Romania
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Debit Card

Bank Transfer
Credit Card
Debit Card

Bank Transfer
PayPal
Google Pay
Apple Pay
PayPal
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Apple Pay
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FAQ
Frequently asked questions
Some experts predict that the price of this coin will get higher when more banks and financial institutes accept and start working with XRP and Ripple networks. If you are thinking about investing in a cryptocurrency, XRP can be a good choice. However, before buying XRP you should do more analysis and read more reviews to make sure it is worth buying.
When you move crypto between wallets you own, the ownership is not transferring so it seems like it should be a tax-free transaction. But, since the ANAF have been quite vague about transfer fees in Romanian Tax Code, there is the potential that transfer fees may be viewed as spending crypto and as such, a taxable transaction.
Yes, you can. According to Law 227/2015, buying, holding and selling crypto assets is not restricted in Romania as long as you don’t violate any market security law and tax regulations.
No. You should buy at least 20 ripples to activate the XRP wallet.
You file your crypto taxes for the ANAF using the Personal Income Tax Return form. You can also do this via the ANAF online portal.
Chris Larsen and Jed McCaleb are the founders of Ripple network and its token “XRP”.
